{"id":3323,"date":"2017-04-14T01:09:31","date_gmt":"2017-04-14T08:09:31","guid":{"rendered":"http:\/\/hr.uw.edu\/benefits\/?p=3323"},"modified":"2017-04-19T08:03:05","modified_gmt":"2017-04-19T15:03:05","slug":"inspired-by-the-home-improvement-fair-ready-to-become-a-home-owner","status":"publish","type":"post","link":"https:\/\/v1cypwr8vx2.c.updraftclone.com\/benefits\/2017\/04\/14\/inspired-by-the-home-improvement-fair-ready-to-become-a-home-owner\/","title":{"rendered":"Ready to own a home? Get your free financial assessment"},"content":{"rendered":"<p>One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. Based on your finances and the current housing market, a pre-qualification appointment will give you a realistic idea of what you can afford and\/or how much you need to save.<\/p>\n<p>As a UW employee, you can make an appointment to <a href=\"https:\/\/www.homestreet.com\/personal\/home-loans\/homestreet-benefit-programs\/university-of-washington-employees\"><u>meet one-on-one with a HomeStreet Bank representative<\/u><\/a> during a free prequalification appointment. The meeting is a great time to get your questions answered about your specific circumstances. Here are a few things you will want to bring:<\/p>\n<ul>\n<li>A list of current debts (Copies of current billing statements are the best)<\/li>\n<li>Current paycheck stubs<\/li>\n<li>Verification of funds to close (such as bank statements, retirement account information, gift deposits, etc.)<\/li>\n<\/ul>\n<p>When the counselor or loan officer determines you are ready to begin your search for a new home, you can obtain a pre-approval letter from your loan officer that reflects your ability to qualify for a loan at the amount you wish to pay for a house. The fun begins once you have your pre-approval letter in hand!<\/p>\n<p>The Hometown Home Loan Program offers even more discounts and resources to UW employees. If you\u2019re considering buying or refinancing a home, check out the<a href=\"https:\/\/v1cypwr8vx2.c.updraftclone.com\/benefits\/more-ways-to-save\/hometown-home-loan-program\/\"> Benefits website <\/a>for seminars programs and resources available to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the first and most important major steps on your journey to home-ownership is an appointment with a loan officer or pre-purchase housing counselor to assess you financial situation. [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-3323","post","type-post","status-publish","format-standard","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ready to own a home? 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